1. The main Russian state bank is the, which has the right to .
new banks and to give permission to , and for certain finan¬cial transactions.
2. Banks offer different services to customers, such as on ac¬counts, giving out and , holding items in, dealing with insurance and others.
3. Residents and are subject to certain concerning the use of .
4. Non-residents should make salary payments in foreign currency only by from a foreign bank to their employees' accounts with a Russian bank.
5. Residents are allowed to buy and sell foreign currency through on the currency market.
6. Payments by residents, except salary, business trip and non-production expenses must be made through .
7. Individuals should use bank accounts, or cards, or other when buying something from enterprises for foreign currency.

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How I spent last summer

I think summer is the best season of all because it is warm, the nature is beautiful and we have great opportunities for rest. Summer is a time of holidays. We can go anywhere, spend our time near a river or a lake on fresh, green grass, swim in warm water, or climb mountains, play different games, ride a bicycle and so on.

I spend my summer holidays at my granny’s. There are many things there to do. What I did most of the time - I swam in the sea and sunbathed. Sometimes I made a fire with my friends at the seaside and cooked potatoes there. It was wonderful. We told anecdotes to each other, and did everything we wanted. I also got used to walk alone in the forest.

When August was coming to its end, I went on a small voyage by ship. The ship name was "Sevastopol”.

But this summer wasn’t for me only sugar and honey. I have passed through the graduating exams after school and entering exams in the university. So the bigger part of my summer vacations I spent sitting with the books. Of course, it was not interesting, but I’m glad that I did it because now I’m a student of the best university in our country.

l spent this summer really good. First of all, I was waiting for it during the whole school year. One day of my summer was really exciting. I called my friends and we went to th cinema. The film was very funny and we all were laughing. After that, we went for a walk. We had a cup of coffee in a caffee and then we went to the Gorkov's park. It was really good there. We were playing table tennis and having fun. But then it started raining and we ran away. My friend's house was not too far away from there and he invited all of us. We decided to order a pizza. Our choice was Margherita. When it came we found out we didn't have any money. My friend called his parents and they said that we could take some money from their room. Finally we paid for the pizza and ate it with great pleasure. It was one of the most funny moments of my life. I will never forget that day.

Перевод:

Я провел это лето очень хорошо. Начну с того, что я ждал его на протяжении всего школьного года. Один день был очень волнующим. Я позвал своих друзей и мы пошли в кино. Фильм был веселый и мы все меялись. После этого мы пошли гулять. Мы выпили по чашке кофе в кафе и пошли в парк Горького. Там было очень хорошо. Мы играли в настольный теннис и веселились. Но потом пошел дождь и мы убежали. Дом моего другоа был недалеко оттуда и он пригласил всех нас. Мы решили заказать пиццу. Выбрали Маргариту. Когда ее привезли, мы обнаружили, что у нас нет денег. Мой друг позвонил родителям, и они сказали, что мы можем взять денег из их комнаты. Наконец, мы заплатили за пиццу и съели ее с большим удовольствием. Это был один из самых смешных моментов в моей жизни. Я никогда не забуду тот день.