9:45 - It's a quarter to ten
10:23 - It's twenty-three minutes past ten
7:16 - It's sixteen minutes past seven
6:35 - It's twenty-five minutes to seven
5:15 - It's a quarter past five
9:45 - It's a quarter to ten
10:23 - It's twenty-three minutes past ten
7:16 - It's sixteen minutes past seven
6:35 - It's twenty-five minutes to seven
5:15 - It's a quarter past five