The english commercial banks have branches in all the major towns and a similar structure and mode of working is common to them all. the owners are the shareholders. at the outset they provide the necessary capital. they are all organized on the joint stock principle and are registered public companies.
the chairman and board of directors are elected by the ordinary shareholders at the annual general meeting and are responsible for the efficient management of the bank. the board concerned with the over-all policy of the bank and the major decisions which put that policy into effect.
the board will appoint a managing director who is directly responsible to them and a member of the board. they will also appoint the most senior executives, who in turn appoint the rest of the clerical staff, who will be responsible in different, capacities for the day to day running of the bank.
the essence of a bank’s activities is the collection of deposits through current accounts and deposit accounts and the use of these funds to provide loans or funds for investment. the current account is the one commonly held and is drawn upon by cheques and standing orders. the deposit account is more in the natural of a savings account. the pattern of investments, which a bank decides upon is crucial because on the one hand, the bank must use the funds wisely to make a profit and on the other funds must be available for depositors to withdraw when they wish to do so.
найти в тексте производные от следующих слов:
to meet
a share
to work
to manage
active
Willard Wigan (born in 1957 in England) is the creator of the smallest works of art on Earth! His miniature sculptures include The Titanic on a pinhead, a cat on an eyelash and the six wives of Henry VIII in the eye of a needle. Some art a lot smaller than the full stop at the end of this sentence.
Wigan started making tiny things when he was a child. People made him feel small because he had learning difficulties, so he decided to show them how significant small could be! How does he create his unbelievable micro-sculptures? He slows his breathing, then patiently sculpts or paints between heartbeats, so that his hand stays perfectly still. He spends months carving his tiny creations from materials such as toothpicks, sugar crystals and grains of rice and then paints them with a tiny hair such as an eyelash. So how do visitors to Willard Wigan's exhibitions view his work? Through a microscope, of course!
Объяснение: Великобритания — конституционная монархия. В отличие от большинства стран мира, в Великобритании нет Конституции, которая бы являлась единым документом, она состоит из различных парламентских актов — статутов, судебных решений и конституционных обычаев. Конституция может быть изменена парламентским актом или общим согласием на изменение конституционного обычая. Глава государства — королева Елизавета II (родилась 21 апреля 1926), взошла на престол в феврале 1952. В последнее столетие тенденция передачи властных полномочий непосредственно правительству, однако королева продолжает принимать участие в осуществлении ряда важных функций государственной власти. За ней сохранено право созывать и распускать парламент, назначать премьер-министра: королева предлагает лидеру политической партии, составляющей большинство в палате общин, сформировать правительство. Королева утверждает законы, принятые парламентом. По закону она является верховным главнокомандующим и, по представлению правительства, назначает высших военачальников. Как глава судебной власти назначает судей, а как глава Англиканской церкви — епископов. В сфере между- народных отношений королева как глава государства имеет право объявлять войну и заключать мир, подписывать международные договоры и соглашения.